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Silver Gadget Insurance

£NULL

per month or £NULL per year

Yes, you read that correctly. You have as many repairs and replacements as you need within the policy limits.

If your phone is rendered inoperable from accidental damage. No problem, we will fix or replace it for you.

That gut wrenching feeling when you know someone has decided to pinch your phone! No problem, we will replace it for you.

Unfortunately, loss is not included on Silver cover.

If your phone is rendered inoperable from accidental damage. No problem, we will fix or replace it for you.

If your gadget is rendered inoperable from a shattered screen. No problem, we will fix or replace it for you.

If your phone is rendered inoperable from liquid damage. No problem, we will fix or replace it for you.

You will want to take your phone on holiday and or on business trips, so wherever you are in the world, you’re still covered.

If your phone is stolen and used fraudulently, we will reimburse up to £10,000 of your network charges.

Your policy will cover your accessories up to a limit of £150 in anyone policy year.

Gold Gadget Insurance

£NULL

per month or £NULL per year

Yes, you read that correctly. You have as many repairs and replacements as you need within the policy limits.

If your phone is rendered inoperable from accidental damage. No problem, we will fix or replace it for you.

That gut wrenching feeling when you know someone has decided to pinch your phone! No problem, we will replace it for you.

That heart stopping feeling when you reach for your phone and realise it’s not there. No problem, we will replace it for you.

If your phone is rendered inoperable from accidental damage. No problem, we will fix or replace it for you.

If your gadget is rendered inoperable from a shattered screen. No problem, we will fix or replace it for you.

If your phone is rendered inoperable from liquid damage. No problem, we will fix or replace it for you.

You will want to take your phone on holiday and or on business trips, so wherever you are in the world, you’re still covered.

If your phone is stolen and used fraudulently, we will reimburse up to £10,000 of your network charges.

Your policy will cover your accessories up to a limit of £150 in anyone policy year.

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This cover meets the demands and needs of those who wish to insure their gadgets against theft, accidental damage, breakdown for mobiles phones, tablets and smartwatches; accidental loss. This is not a replacement as new policy. Your gadget will be repaired, if possible, and replaced with a like for like refurbished model.

It is important that you read this document carefully along with the Insurance Product Information Document provided for full details of the policy, including what you are covered for and any exclusions or limitations on the policy.

Insurance Product Information Document

It is important that you read this document carefully along with the Policy Wording provided for full details of the policy, including what you are covered for and any exclusions or limitations on the policy.

It is important you check that this policy meets your needs and you make sure the information you have given us is correct. You must tell us if this information is wrong, or if it changes. You have responsibility to take reasonable care not to make a misrepresentation. Should you be careless in answering the questions required to obtain a quotation and subsequently take out cover, or deliberately make a misrepresentation then it may be that this affects our decision to pay a claim.

An excess is payable for each successful claim. Details on the amount are highlighted in section 7 in the policy wording under “WHAT WE WILL NOT COVER”.

To report lost or stolen gadgets to the Police and where applicable your network provider as soon as possible.

Tell us about your claim as soon as possible.

You may need to send us proof of purchase/ownership of the gadget before we will settle your claim.

You must make a reasonable attempt to report a lost or stolen gadget missing to the place it was lost/stolen from.

You need to be able to provide your gadget to support a claim for damage or breakdown, if you are unable to provide this then this will be classed as a lost gadget.

Gadgets need to be in your possession and in good working order prior to the start date of the insurance.

For cover to be in place you must pay the agreed premium and if you make a claim any excess as shown on your schedule.

You can pay your premium as a one off payment annually or in monthly instalments.

Payment can be made by direct debit or debit/credit card.

The insured gadget should be in good and working condition when the policy is purchased.

Any claim made, or any event causing the need for a claim to be made, that occurs within the first 14 days of the inception date of the policy. If your gadget is less than 60 days old on the date you insure it, then this clause does not apply, and your cover begins immediately.

You must be able to provide evidence of ownership in the event of a claim.

The gadget(s) must not be more than 1 years old, must be purchased in the UK as new, or if refurbished, purchased with a full 12-month warranty, and you must be able to provide evidence of ownership when it is requested.

The excess fee must be paid before settling any claim.